I received my surgery in May 2009 and immediately started making payments to GEMoney in June 09. My first payment wasn't due until 14 Jul 09. I was always one month ahead making payment in access of $1500 and sometimes twice a month. I paid off my debt 7 months before it was due and now Im being charged a late fee over $1600!!! I've written the company and spoke to numerous representatives (when I finally got thru). I REFUSE to pay the finance charges and now they are making additional charges to my account saying that a couple of... read full review »