This is "protection" for the stuff you buy at BestBuy. They lie about what it covers to trick you into signing up. They then send over a packet with a big list of "exclusions" which you have 60 days to read and realize that you've been lied to, before they keep your money. They are so rediculous, they even list lightning strike as one, but only as long as no rain water touches your stuff. read full review »