Amerisave fancy website is deceiving. Surfing the net I found a fancy website advertising lowest refinance fees, etc. Called them and they followed up quickly to do business. They said they are direct lender and a fast processing loan company. I had intended a refinance of 600K houses with 180K in loan, credit score of 750, income of over 100K. How ever, when I filed the application online I got per-approval within minutes. Immediate appraisal was done @ $450. and appraise value of 550K. Submitted all documents 3 times and finally with FedEX... read full review »