I am writing to let you know how much AMERICAN SERVICING COMPANY (WELLS FARGO) is a disgrace…they are the ones that called me and said I qualified for a new lower loan modification…they sent me the new contract with the new mort agate payment amount…they told me I had to miss a payment in order to be eligible…so I did so in January 2010…the trial period contract was for February, march and April 2010 for $1200 instead of $1696.. I paid on time every month..the end of April came and they declined me the new... read full review »