Bank of America continues to reduce my availale credit. I have never made a late payment in my LIFE and have always paid down more than the minimum amount due. Everytime I call to either update my account info or request a credit line increase, they go into both of my accounts and reduce the available credit so on both of my credit cards it ALWAYS appears that I using 100% of my avalable credit. I do not know what to do...it doesnt matter if I pay early, pay down a large portion, or just make a one time payment, they insist on destroying my... read full review »