I am a small business owner and I accept credit cards through Crescent. I cannot say I am happy with them. I told the sales rep most of my business is cash and checks and that I rarely have the need to accept credit cards. She told me no problem, we would not put a monthly minimum for you. Well, the first 3-4 months I was billed and "fined" for not meeting their minimum requirement. I had to call every month and go through the same deal to get the charges reversed. The a few months later they billed me $98. I caleld and they said... read full review »