yesterday, june 7th, 2010 I received a phone call from an african american man on my personal cell phone by the name of Stephan Richards. I answered and he claimed he was an investigator for a law firm. He also said he had a claim for financial charges as well of legal charges against my husband. Once he was questioned he was very vague when he was speaking except the fact that husband was going to be arrested. I told him it was illegal to put him in jail they are just a collection agency. when i got home i found my 2 youngest daughters crying... read full review »