We had received the 8, 000 FHB credit this year. For one thing when we did our taxes HnR block did't know anything about how to file the FHB credit. They had to look it up. So we gave them all the info they needed to send it off. We picked up a sealed envlope and were told ur all set. We sent it off expecting our refund in April. Oh boy did we get a huge shock. The IRS sent it all back due to the lack of the 5405 form. I went to HnR block and they agreed that they didn't put the form in the packet of things sent to the IRS and it wa... read full review »