For $39.95, they will send you a list of companies that will pay you for surveys. They claim that you will recoup your fee after the first two surveys completed. They offer an 8 week money back guarantee. I have not received a survey that pays over fifty cents, and the one that paid $.50 took 45 minutes to complete. Most all the surveys received are for a 'chance' to win a given amount of money. Others are for points that can add up to purchase a gift. Most pay about 100 points for a 30-45 minute survey, but it takes a minimum... read full review »