Citicard customer service seems incapable of addressing a legitimate (and potentially serious) problem with the Citicard (described below), or of communicating logically with me. Here is a copy of our correspondence: Me: I received my new Citicard in the mail, and had no chance to activate it before my travels began outside the United States. I am currently in another country. On the front of the new card, there is a message which reads: "Outside the US or Canada call collect 301-797-2328". When I tried to call that number... read full review »