In the fall 2008, my mortgage company contacted me that I was behind in payments. I had been paying my mortgage monthly, but in the end of 2007, I ran into financial problems and missed two payments. I had been paying on time for 9months when CIT contacted me to get the 2 months caught up. I agreed to pay $500 more a month. Today, I recieved my February payment back with a note saying that I had to get caught up in 30 days or they are going to foreclose. I called and was told that they didn't recieve my check...although they returned... read full review »