In January of this year my wife received a call in our home from Maria at ER Solutions. Maria stated that she was trying to verify some information regarding a past due credit card account in my name. Maria told my wife that the card was opened in 1996 and gave my wife a very specific address in Torrance, CA that the account was opened from. Today I spoke to a Terrence at ER Solutions to follow up with them because the must call my house at least once a day. Terrence, aside from not giving me a moment to get a word in edgewise kept... read full review »