These people--out of the blue--charged me $4.95 to my credit card. I had not dealt with these people in 5 years. It turns out they had been slipping in these "micro charges" to my expired credit card for several years. They make it very, very difficult to reverse the charges--sending forms that require signatures then remailing them back and so forth. The fact they make charges against expired credit cards and the fact that credit card companies allow them to do this illustrates that there are people out there exploiting loopholes and victimizing people for profit. read full review »