I have a ten-year home mortgage that was refinanced with Chase in 2003. I pay my own property taxes and insurance (i.e., no escrow account). March 18, 2010--Chase sent a letter accusing me of being delinquent on my property taxes and threatening to pay them for me and set up an escrow account for all future payments. My taxing authority allows for semi-annual payments, due Nov 30 and June 30 each year. I had paid in November; June was not yet due. After calling my tax authority (who did NOT report me as delinquent), I called Chase... read full review »