In April 2005, my husband and I bought a car. We made extra payments on the principle of the loan, and we were 6 payments from paying off the loan, but we were going through some hard times and fell a little behind. They kept calling us about "deferring" our loan. I refused...sooooo they rewrote the loan on deferrement, and now we have 12 payments to go. I have contacted this company and I am going to contact the FCC. I find this to be an incredibly HORRIBLE COMPANY. They have been nothing but trouble since day one. read full review »