This all started a year ago when i was changing homeowners insurance companies. my taxes and insurance are not rolled into my mortgage so i can change them whenever i want. Well, asc got involved in the matter and wanted to hold money in an escrow account because there was a 5 week lapse in coverage. they started taking my money and putting it into a unapplied fund account whenever they did not accept the mortgage payment becuase it was not the amount they were asking for so they did not apply it to my account they put it into a unapplied fund... read full review »