I injured my back in 2003. Unable to work and on Work comp, I couldn't afford cobra through my employer. I needed some form of regular medical insurance so I started shopping around. Due to the fact that I was on work comp and had an open claim nobody would insure me. I was online one day and happened across the CHBA website. It sounded like something right up my alley. I spoke with a young lady in the member services department about the discount program. She informed me, I could see any Dr or visit any Hospital and would receive some... read full review »