Silverleaf is full of lies! Eveything anyone in that company tells you is a lie! Thank God I only signed up for a one year sampler package, I can't imagine the poor people who are stuck with it for 30 years. You will get nothing from them except people who will give you empty promises or be rude to you. If you see a "free car or $40, 000" in the mall to sign up for, it is them. They know they are so hated, they don't even put their name on the sign, you just see leaves as the background of the sign. Don't sign up, you will only "win" a vacation that they won't let you take. read full review »