I made it clear during the sales pitch that my wife and I weren't interested in their vacation plans for the near future but might be in 5-10 years when our grandchildren were old enough to enjoy them. Was told that you could carry unused points over so we could have enough for a "super vacation" when the family was old enough. This part is my fault: I should have read the contract more closely. In spite of what we were told, there was a clause that we initialed (and I didn't understand, apparently) that said points could... read full review »