I EXCEPTED A SETTLEMENT OFFER FROM BANK OF AMERICA AND PAID MY AGREEMENT UPON AMOUNT. I UNDERSTOOD I WOULD RECEIVE A 1099 IN JAN. 2010. WHEN MY 1099 ARRIVED IT WAS OVER $2, 500.00 MORE THAN THE AGREEMENT AMOUNT. YOU SEE WHILE MAKING MY PAYMENTS TOWARD MY SETTLEMENT OFFER, BANK OF AMERICA WAS STILL ADDING LATE FEES AND INTEREST TO MY OLD BALANCE WHICH INCREASED ACCOUNT BALANCE EVEN THOUGH THE ACCOUNT WAS CLOSED. AFTER MANY CALLS TO BANK OF AMERICA, I RECEIVED A LOT OF PROMISES THAT MY 1099 WOULD BE CORRECTED BUT I STILL HAVE NOT RECEIVED A... read full review »