I lease and sell homes. I have a mortgage with Washington Mutual, which Chase Bank now owns, on a home in Nevada. When called about a late payment in August of 2009, I told Chase that home was vacant and for sale, that there was a contract to sell the property by lease/option, and that the loan should be current the next month. They (Chase) contacted Farmers (my insurance co.) and told them the house was vacant on August 21, 2009. Farmers policy is to cancel insurance after 30 days of vacancy. I sold the home by lease/option... read full review »