Do not buy Life Insurance from State Farm/Farmers Insurance. My sister and brother-in-law bought a life insurance policy from Todd Courtney Farmers Insurance in San Jose California. Approximately 1 year after they purchased the policy my brother in law at the age 41 died of a sudden heart attack. He had no medical history of any kind. When my sister called Todd Courtney and advised him of the unexpected death, they refused to pay the policy. They stated that my brother-in-law had went to the doctor approximately 10 years earlier and stated he... read full review »