I would NEVER buy anything from Midland National Life or Midland Annuity. They have been sued all over the country for ripping off senior citizens. Midland National is part of the Sammons Financial Group and is affiliated with the North American Company for Life and Health and Midland Annuity. If you want to know more visit http://www.midland-national-life-review.com or just Google MIDLAND NATIONAL LIFE REVIEW or MIDLAND NATIONAL LIFE COMPLAINT. read full review »