I purchased extended warrenty on a 5th wheel trailer. If not used I would be refunded the amount If not used. I did not use the warrenty. I was checking my paper work and found I was over the 30day refund period by 14days. I called Signet Financial and got the run around and was advised to bad I was past the 30days. Signet Financial took my money. STAY AWAY! read full review »