I got this credit card via the phone, I used it once and when I got the first statement it was over the limit and I called and they said that those are all fees that were applied. I asked them to cancel it and they wouldn't so a year went by of over the limit fees went onto it, they finally canceled the card after a 200.00 dollar limit which I only put 50.00 on ended up over 1000.00 they passed this onto a collection agency called Stillman Law office and they came yesterday and Seized my car they put a club on it and told us there is a... read full review »