I have had my home insurance with Liberty Mutual Insurance Company since I bought my home in 1998. I had increased my insurance one time to meet the true value of my home, but then they padded the insurance and raised the amount about $40, 000 more than my house is worth. They they sent me a waiver form that would allow them to raise the amount greater than the cap that NC places on insurance companies so that they could raise it even higher without limitations. If I didn't agree to this increase, they threatened to cancel my insurance... read full review »