Today I went to pay my VZW Bill online and I was prompted for ' Verified by Visa " to enter my password or if you click on the "I don't have one' it makes you sign up. This is NOT something that Verizon should have any control over. You (Verizon) do not get the right to decided how I set up my bank account. I have called Wells Fargo and they have stated that merchants have the option to participate in this program but should NOT be MAKING anyone sign up. Verizon has no right to dictate or have control how MY Bank account... read full review »