Bay Area Credit Service has sent to me several letters in effort of collect on a debt for AT&T. AT&T did NOT credit me for the equpitment I returned to them for a 300 U verse package. Aft theree month with AT&T service for u-verse making monthly payments of $128.90 a month AT&T wanted to be paid one month in advance. Then sent a fouth months bill at $178.90 for extra channels I forgot to go on-line to have cancell. Aft returning everything by UPS and submitting copies Bay area Credit Service sends a bill for $299.00?? I hv all... read full review »