As others have reported, I too suffered a severe negative impact on my credit card because of Kohl's. I have held a Kohl's credit account for 25 years and always paid the full balance every month when it became due. At their urging, I converted to receiving my monthly statements through email with no paper statement through the mail. Early this year I received an automated phone call from Kohl's telling me that my account was several months past due. This was news to me as I had never received an email statement. After... read full review »