My first indication that this company even existed came in the form of three monthly charges to my checking acct. I called the bank and dug into the web to get a phone number-it didn't come easy. I found out who they were and how I had run afoul of them, by making a single purchase on the Hechinger's website. I had not authorized UMG to deduct anything; I didn't even notice their page, nor did I click on any buttons to authorize them to do anything. I bought one item on the Hechinger's website, and UMG, who may or may not... read full review »