I had a 800 dollar a month payment and got hit hard when the mortgage market crashed I struggled to make my payments and made arrangements with them. They had my car repo'ed on a sunday when there was no one to call at their offices and took my car and wanted 3000 dollars to get it back. I could afford the full payment going forward cause I had to change jobs for less pay, I requested a loan mod to a payment I could afford and they said no. Now I'm in collections for 400 dollars a month till the 20k is paid off and my collection... read full review »