united credit is refusing a late payment on my vechile i am almost done paying for my loan and i've been threatened of reposesion. I need help on deciding what to do in this case. I have spoken to them about my current job status and informed them taht my income is not steady so will be late on making payments. Also asked for my pay dates to be changed around. I was asked to refinanced my vechicle and send information out to them and was given the wrong fax number and papers for me to sign and fill out was never sent to my... read full review »