Capitol One makes taking the Stonebridge Credit protection plan mandatory for a low rate. (It is in the fine print when you get 9% guaranteed for a year and they start deducting. If you call to complain after the first charge they tell you your rate is 31%. When you lose you job, they will not accept the forms from unemployment as proof of loss, they wanted a signed letter from the previous employer who had lefrrt the country. After going round and round with them, they finally said the filing window passed and I was out of luck. Then Capitol... read full review »