After being with NavyFCU for over 10 years I never thought I would say this, but I am very disappointed in how members, such as myself have been treated with this jacking up my credit card Interest Rate on both my nRewards Visa and Master Card. I had a 7.9% interest rate for more than 8 years in which I was very responsible with. Last year, Navy Federal made a decision to go to a variable interest rate. They checked all there members credit scores in Sep. 2009 and reported to me that my rate on both my Visa and Mastercard nRewards would... read full review »