I have been w/ state farm since 1997 and have insured 5 cars and just 2 yrs ago my modular home. Fearing the unknown, I kept full coverage on my vehicles after paying off note. I had one accident ( damage to my property only) and an accident involving a deer. I was stranded over 200 miles from home recently and to my horror find out that what I had been paying for all theses yrs was not worth a penny. My towing coverage / roadside assistance would not get my car back home. it only covered towing to the nearest repair shop- remember I am... read full review »