I just ran my credit reports. I noticed on each one a collections account from this place. On one it names Direct Brands Inc. and on the other two it states National Recovery Agency on behalf of BMG. Okay I have never had a account with BMG. Soooo I Googled to see if I could bet a number for BMG directly and guess what? They went out of business in 2007 and conveniently these charges showed up on my credit as being open in 2007. Doesn't make any sense to me either. I believe both collections companies are attempting to collect for the... read full review »