The original loan for this car was finaced through HSBC with no problems. We were sold to this company and the tale of woe begins. We got behind on the payments of this car because of circumstances beyond our control. Santander promised to set up a plan to allow us to make one payment and the rest of the payments would be put on the end of the loan extending the loan by two months. We kept our end of the bargain and paid the note. Santander reniqued on thier word and now are trying to reposses the car. This company should not be trusted. THEIR WORD IS NO GOOD. read full review »