Since 1997, I have been receiving letters and annoying phone calls from a collection agency called Afni, Inc. alleging I owed $59.00 from 13 years ago - 1997. At&t has provided my phone service for the past 10 years and I don't tecall ever being late or missed a payment. When I picked up their service, they never once mentioned I owed them a cent from 1997. I began receiving letters from Afni, Inc, . The callers are rude and annoying, they call even on Sunday. This bill is on my credit report and has bee since 1997. According to the rules of the Credit, it should have been charged off due to the statue of limitations of 7 years. Help!!! read full review »