Anyone dealing with HSN who is financed through WFCB needs to be aware that they need to mail a check at least 10 days before a payment is due because you will not be given credit for a payment on the day they get the check;; but rather on the day that your check clears your bank. This is a scam and is done to collect late fees on unsuspecting customers. The big banks get a reputation for a reason and I will cancel my account so the thieves don't get any more of my money. read full review »