paid 698.95 to world class savings was told they could get me a guarantee lower rate. i filled out all the information and sent it back. several weeks later bryan bobbitt called and asked did i send it back that he has to fire most of his staff. He called several times and i told him it was sent back. he told me he was faxing another one and he would call on tue. to give me the fax number since they was moving that weekend. never heard another word i tired calling several times and go a answering machine which i left message after message... read full review »