My 99 1/2 year old mother had her retirement account at Smith Barney. Her account manager was told by both her and I in a face to face meeting that she wanted no risk securities and CDs. This week when her account was liquidated to buy an annuity, it was discovered that her account had shrank in value by one third and a significant portion of her money was in... stocks. Which they were specifically told not to do. Just what a 99 1/2 year old woman needs, gambling her money on the stock market during the worst economic downturn since the great depression. Way to go Smith Barney! read full review »