I have been trying to do a loan modification with Saxon Mortgage since May 2008 when my husband lost his Job. I was never late in my payment. I didn’t want to face with any late payment & late fees, I was denied because I was current in my payment with both of my loans. FIRST OF ALL, they did not even call I had to keep calling them every day. That’s when I was told it was denied...then I explained the situations. they told me to complete another stupid financial statement n July they told it will take up to 2 to 3 months to... read full review »