I have already paid my debt. They have sent me a notice saying I did not pay! I try to contact them by phone and nobody ever answers! The check I sent them cleared my bank on Feb. 8, 2010. It is June 17, 2010. How can you dispute when you cannot contact anyone? Why do they keep sending me letters with a phone number that nobody answers? I think they are trying to rip me off! There isn't even a fax numder on the letter they sent. It would be nice to have some sort of communication with these people before I send the proof of payment in the mail! read full review »