I have an RV that is financed through Thor Credit Corp. My payment is due on the 24th of every month. It is not considered late until the 9th of the following month and a late fee is then accessed. I have NEVER been late on a payment and have never been past or no where near the end of the grace period, therefor I have never had a late payment fee accessed. However: If my payment has not reached them on the actual due date, then they start calling my work and my cell phone continuously but will not leave a message. I have spoken to them at... read full review »