these people are HORRIBLE. I submitted a claim which they first told me was approved and would be paid out in 1 to 3 days. Then they send me a rejection letter telling me the claim was submitted twice. Which I ONLY faxed once, they then tell me that they are looking into it and are NOT sure why the money is not releasing everything looked fine and it was approved. Claim was submitted on 6/22 on JULY 2Nd they finally say your money will be paid out but the reason it took so long was becasue it was set up incorrectly from my employer!!! THIS IS... read full review »