Hi, My name is Sandra M. Ward, I am in the middle of filing bankruptcy chp. 7. They notified me that I needed to run a credit report as part of the package. I was told to go to free credit report.com as I did. I thought it was free, as they proclaim to be. They wanted to know what credit report I wanted to use, Experian, Equifax or transUnion. I went with Equifax, i think? When I was checking my balance online, I found out I was charged $19.95 for the process. They wanted to know my debit card no., for what I... read full review »