We have had some real bad luck with Provident Bank in CA. My wife and I both understand that mortgage companies are being more careful nowadays. We're buying our first home and were told within 3 weeks (21-days) that we had qualified and were approved. We had sent in all of the things that they needed, i.e. tax forms, pay stubs, etc. We were very excited. We would drive by the home we were buying almost every day. We kept on being told that we would be closing soon. And then it started. We received a call from the mortgage company that... read full review »