This company is nothing but scams. All of the leads that were provided were bad. Everytime I called to confirm the appointment, they told me that they had never heard of the company, nobody had called them and did not need a reverse mortgage. Do not go anywhere near TSL. They take your money, refuse to return it when requested. When you call to complain, they play a recording that they say confirms the appointment. It's nothing but bogus. Stay away from this company. They are in a small town in Texas and run by Russians. read full review »