First off I feel very bad for the naive people that fall for the false advertisement this company puts out on radio stations, tv channels, and magazines. An Insurance policy for $15 a month and no down payment? Very unreal!! This is not the only company that advertises this bull, there is numerous angencies doing the same thing. How much do you think advertisement cost? A very pretty pennie, and who do you think is paying for it, the dumb clients that fall into the river of lies. I know all this because I was an agent with this company for two... read full review »