I purchased a Craftsman mower for $1, 700 with a rebate of $65. I received a Citi Mastercard with a 12 month time limit to use all of the money and with a 3% monthly maintainence fee. The fine print includes a method to opt out of the debit card and receive a check, however I am unable to find the option on-line and the telephone automaton does not address the opt-out feature. I am unable to speak to a human in the Customer Service Department, or an operator. I am led to believe that the opt-out feature is a scam. Horace Parrott read full review »